Patricia Carlin is co-founder of MerchACT, a card-not-present payments consultancy. MerchACT specializes in establishing merchant accounts and risk mitigation tools for global online merchants that have complex or dynamic business models and that are not well understood by traditional banks.
Since 1999, MerchACT’s clients have included Time.com, Sony Music, CNET, and StarWars.com and have processed billions of dollars in ecommerce and call center transactions.
Practical Ecommerce is an independent, family-owned, online magazine in Traverse City, Michigan, U.S. We are not affiliated with any ecommerce service, platform, or provider. Our mission is to publish honest, authoritative articles, commentary, seminars, and podcasts to help online merchants.