Phil Hinke | Practical Ecommerce

Articles by: Phil Hinke

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Phil Hinke

Phil Hinke

Phil Hinke's background is engineering. However, he has been in the credit card processing industry since 1994. His experiences ranges from being a salesperson to a senior vice president at one of the largest merchant account providers. He now runs MerchantFeeSavers, an educational and consulting service, and MLS Advocate, an unbiased savings-analysis-service for merchants.

He educates merchants, provides free statement audits, and helps merchants get the best processing value by negotiating with their current providers or by providing a blind bid for the merchant's processing.

Contact Phil at phil@merchantfeesavers.com, or visit MerchantFeeSavers.

Management & Finance
Credit Card Processing: Beware of ‘Rate Reductions’

May 2, 2017 • Phil Hinke
Management & Finance
Credit Card Processing: 3 Items to Review on Jan. 2017 Statement

February 27, 2017 • Phil Hinke
Management & Finance
Credit Card Processing: Better to Work with Resellers or Processors?

September 29, 2016 • Phil Hinke
Management & Finance
Why Do Credit Card Providers Offer Flat Rate Processing?

August 30, 2016 • Phil Hinke
Management & Finance
Partnering with Credit-card-processing Salespeople, Part 3: Weeding Out Unacceptable Parties

July 28, 2016 • Phil Hinke
Management & Finance
Partnering with Credit-card-processing Salespeople, Part 2: Setting Expectations

June 24, 2016 • Phil Hinke
Management & Finance
Partnering with Credit-card-processing Salespeople, Part 1: Detailed Statements Key

May 25, 2016 • Phil Hinke
Management & Finance
Credit-card-processing Negotiating Mistakes, Part 2: Understanding the Offer

April 5, 2016 • Phil Hinke
Management & Finance
Credit-card-processing Negotiating Mistakes, Part 1: Terminology, Exits

February 15, 2016 • Phil Hinke
Management & Finance
Credit Card Processing: American Express OptBlue Rates Often Wrong

October 26, 2015 • Phil Hinke
Management & Finance
Check Credit Card Processing Rates before Holiday Rush

October 2, 2015 • Phil Hinke
Management & Finance
EMV Credit Cards: Beware Misleading Equipment Sales Tactics

August 26, 2015 • Phil Hinke
Management & Finance
Credit Card Processing: Detailed Statements Essential for Merchants

July 20, 2015 • Phil Hinke
Management & Finance
Beware Hidden Increases from Credit Card Providers

May 26, 2015 • Phil Hinke
Management & Finance
Follow-up: EMV Credit Cards and AmEx OptBlue

March 24, 2015 • Phil Hinke
Management & Finance
EMV Credit Cards, Part 2: Point-of-sale Devices, Alternatives

February 13, 2015 • Phil Hinke
Management & Finance
EMV Credit Cards, Part 1: Who Is Responsible for Losses?

January 12, 2015 • Phil Hinke
B2B
B2B Merchants Often Overpay for Card Processing

November 21, 2014 • Phil Hinke
Management & Finance
Review Credit Card Processing in October, before Holidays

October 16, 2014 • Phil Hinke
Management & Finance
American Express OptBlue: Negotiating Processing Rates

September 22, 2014 • Phil Hinke
Management & Finance
American Express OptBlue: Understanding Processing Rates

August 18, 2014 • Phil Hinke
Management & Finance
American Express OptBlue Program May Reduce Processing Cost

July 15, 2014 • Phil Hinke
Management & Finance
Merchants Discover Misleading Credit Card Processing Fees

June 16, 2014 • Phil Hinke
Management & Finance
How to Identify Dubious Credit Card Processing Fees, Part 3

May 15, 2014 • Phil Hinke
Management & Finance
How to Identify Dubious Credit Card Processing Fees, Part 2

April 23, 2014 • Phil Hinke
Management & Finance
How to Identify Dubious Credit Card Processing Fees, Part 1

March 25, 2014 • Phil Hinke
Management & Finance
Credit Card Provider Sued for ‘Deceptive’ Tactics

February 13, 2014 • Phil Hinke
Management & Finance
$6 Billion Visa, MasterCard Settlement Final; How to Claim

January 15, 2014 • Phil Hinke
Management & Finance
3 Examples of Misleading Credit Card Processing Charges

December 20, 2013 • Phil Hinke
Management & Finance
Feds Eyeing Credit Card Processing Industry?

November 14, 2013 • Phil Hinke