My background is engineering. However, I have been in the credit card processing industry since 1994. My experience ranges from being a salesperson to a senior vice president at one of the largest merchant account providers. I now run my own two companies - MerchantFeeSavers and MLS Advocate. MerchantFeeSavers is an educational and consulting service. I educate merchants, provide free statement audits, and help merchants get the best processing value by negotiating with their current provider or by providing a blind bid for the merchant's processing. MLS Advocate helps both merchants and honest salespeople by providing an unbaised statement analysis service for both.